• Berry Financial Group

Why Retirees & Pre-Retirees Should Consider A Fixed Index Annuity

Updated: Apr 24


For those of you who haven’t had a chance to watch one of our webinars, we’ve provided a brief recap on one of our most popular talks – “The Investment Strategy Designed For Times Like this”.


Read this valuable information to discover why the Fixed Index Annuity (FIA) is a wonderful investment strategy for retirees and pre-retirees.


1. We believe once you get older, you should be safer with your money.

As you age, your earning power decreases, which means you should choose more risk-adverse strategies.


2. There is no wrong investment – there are poor strategies.

The strategies that carried you to retirement will not carry you through retirement. You must change the strategy to match your age. Too many advisors do not change their client’s strategies as the client ages.


3. Will the markets continue their volatility and should you try to wait it out?

It’s no secret our country is facing economic challenges stemming from record unemployment numbers and government stimulus plans reaching into the trillions of dollars. We don’t know how this will impact the economy, but do you want to gamble your retirement monies during such an uncertain period? Do you even have the time to wait for the market to come back?


4. Fixed Index Annuities are not for everyone.

Just like any investment strategy, the Fixed Index Annuity is not for everyone. If you are at or nearing your retirement years, this strategy is a great choice as it guarantees you will not lose money, but you can see annual returns that could average 4-5%.


5. Fixed Index Annuities guarantee you will not lose money & can receive market growth.

That’s right. You can’t lose money, but you can see significant growth opportunities with strategies designed to give you a portion of the market’s growth. What happens when the market drops? You post a zero, meaning your retirement account doesn’t drop.


6. Fixed Index Annuities performed as well as the stock market over a 20-year time span, but with zero risk.

Because this position eliminates losses, you can see steady growth versus fast leaps and large drops. Remember, slow and steady wins the race.


7. This position provides peace & security.

Do you find yourself regularly stressed at the thought of market volatility causing a dramatic change in your financial future? With the FIA, you can rest easy knowing your finances are secure.


8. Creating and preserving wealth is not about making large returns, it’s about consistent returns and eliminating losses.

A secret to wealth building is eliminating negative returns. If you can eliminate losses, you have a greater opportunity to accumulate wealth.


9. Fixed Index Annuities have zero fees.

That’s right. We design plans with zero fees.


If the uncertain economic future we face causes you any concern, this strategy, designed to secure and provide growth opportunity for your retirement monies, could be right for you. We would love to have the chance to speak with you more about creating safe investment strategies.


Give us a call at 843-808-9850 or visit www.berryfg.com/schedulemeeting to schedule a strategic consultation.



Register for The Power of Indexing by clicking HERE or calling 843-808-9850.

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BERRY FINANCIAL GROUP
MYRTLE BEACH, SC

4226 Mayfair Street 

Myrtle Beach, SC 29577

 

PHONE: 1.888.774.6181

FAX: 1.843.774.6191

NC DEPARTMENT OF INSURANCE
NCDOI Divisions, Services for Consumers, Company License Status: Berry Financial Group

Agent License Status: Richard Berry

SC DEPARTMENT OF INSURANCE
Agency Code: 142256
Individual: 154176

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Investment advisory and financial planning services are offered through Alphastar Capital Management LLC (“Alphastar”), a SEC registered investment adviser. Berry Financial Group and Alphastar Capital Management, LLC are separate and independent entities. The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Berry Financial Group offers insurance products through individuals licensed to sell insurance. Comments regarding guaranteed returns or income streams refer only to fixed insurance products offered by Berry Financial Group and, unless specifically stated, do not refer in any way to securities or investment advisory products offered by Alphastar. Fixed insurance and annuity product guarantees are subject to the claims paying ability of the issuing company and are not offered or guaranteed by Alphastar.

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